Michael Swayze's Community Resources

Category: Community Resources

  • DCAid – New Screening Tool For Housing and Energy Programs

    The New Jersey Department of Community Affairs’ (DCA) Division of Housing and Community Resources recently launched “DCAid”, an eligibility screen tool to help consumers find housing-related assistance programs for which they may qualify. In a press release, Lt. Governor and DCA Commissioner Sheila Oliver stated, “the DCAid tool is a quick and simple process that allows people to find out if they are eligible for housing assistance programs, utility assistance, homelessness prevention services, and other programs that will help to improve their quality of life.”

    The press release further stated: “The eligibility screening process is a series of questions that takes approximately 1-2 minutes to complete. Users can find out if they are eligible for DCA services that provide assistance with rent, including the Section 8 Housing Choice Voucher Program and the State Rental Assistance Program, heating costs, utility bills, removal of lead hazards in the home, Veterans Affair Supportive Housing (VASH), weatherization assistance, and homelessness prevention programs. The results, based on general income and household information entered, will provide the user with a brief description of eligible programs with contact information for the agency where the user can apply.”

    To find out if you are eligible for any of these programs visit the eligibility screening tool,
    DCAid.

  • EITC, Vita Sites And Free File

    The Earned Income Tax Credit (EITC) is a refundable tax credit for families and individuals who have income from employment. It increases the amount refunded to a taxpayer or reduces the amount of tax owed. You must file a tax return to claim your EITC.

    Twenty-eight states, including New Jersey, maintain their own state EITC program. New Jersey taxpayers may receive a credit equal to 37% of their federal credit. It is based on their employment earnings, filing status, number of children and adjusted gross income (AGI).

    Income Limits and Maximum EITC Credits
    Number of Qualifying Children Single/Head of Household or Widow(er), Income Must be Less Than Married Filing Jointly, Income Must be Less Than Maximum Federal Credit Maximum NJ State Credit
    No Child $15,270 $20,950 $519 $192
    One Child $40,320 $46,010 $3,461 $1,281
    Two Children $45,802 $51,492 $5,716 $2,115
    Three or More Children $49,194 $54,884 $6,431 $2,380

    Free assistance to prepare and file your federal and state income tax returns are available from a number of organizations and programs, including a United Way listing of New Jersey VITA Sites. You can also access the IRS VITA Site Locator Tool. Free, easy to use online software is available to taxpayers with an Adjusted Gross Income of $66,000 or less through the Free File program.

    The EITC Assistant is an online tool to help determine if a family may qualify for EITC by answering a number of questions. The IRS also publishes a one page fact sheet, IRS Notice 797 and a forty page booklet on EITC, IRS Publication 596.

    Employers, have you told your employees about the Earned Income Tax Credit? If not, distribute copies of IRS Notice 1015. The New Jersey Division of Taxation also publishes a Statement to Employees with helpful links and phone numbers.

    Nonprofits, advocacy groups and government agencies can participate in outreach efforts by distributing the Division of Family Development’s NJ 2018 EITC Flyer which is included on their EITC page. Groups interested in conducting an outreach campaign or promoting EITC on social media should subscribe to the Center on Budget and Policy Priorities’ Get It Back Campaign.

    Another option is to download IRS2Go, the official IRS mobile app. You can use it to check the status of your tax refund or find free tax prepartion services, etc.

    Philadelphia Area and South Jersey residents can find free tax site locations by visiting the
    Campaign for Working Families website.

  • NJSave – Online Application For Seniors

    The New Jersey Division of Aging Services has launched a new online application,
    NJSave, for the benefit of older New Jerseyans. It is targeted to individuals with lower income or disabilities. The application makes it easier to evaluate program eligibility in such areas as: prescription drugs (PAAD program), Medicare premiums, utilities (Lifeline Utility Assistance) and other living expenses.

    Additional information is available on the Division’s NJSave page.