Blog

  • Volunteers In Medicine: A Whole Village Approach

    Health care should be a right. Health advocates in New Jersey and around the country are doing their part on a volunteer basis to bring health care directly to those who cannot afford health insurance. This article is about a number of organizations dedicated to delivering free health care in their communities.

    VIM patients earn too much for Medicare and not old enough for Medicare yet. At the end of the month there is little money left to cover the high cost of premiums, co-pays, deductibles and out-of-pocket expenses. This may sound familiar to the one in ten households who are uninsured.

    VIM patients tend to have chronic conditions such as diabetes, high blood pressure or high cholesterol. The types of conditions typical to middle-aged people, who have worked in service and manual labor, lived with very low income, and rarely “doctored.” Patients that register with VIM receive free, quality primary care, specialists care when available and prescription medicine assistance. Perhaps more importantly, VIM becomes their advocate to ensure continuity of care.

    There are four VIM organizations in New Jersey, all part of a nationwide network. They are:

    Bergen Volunteer Medical Initiative, Inc.
    Established: 2009
    URL: www.bvmi.org/
    Area of Coverage: Bergen County
    Office/Telephone: Hackensack, 201-342-2478
    Eligibility Criteria: 1)Live in Bergen County; 2)Working and earnings up to 300% of the Federal Poverty Guidelines; 3)Do not have health insurance; 4)Do not qualify for Medicaid; 5)Do not qualify for Medicare; 6)Do not qualify for subsidized healthcare

    Coastal Volunteers in Medicine
    Established: 2013
    URL: www.coastalvim.org
    Area of Coverage: Southern Ocean County
    Office/Telephone: Barnegat, 609-384-0102
    Eligibility Criteria: 1)Live in Southern Ocean County; 2)Have no health insurance; 3)Do not qualify for Medicaid; 4)Annual income equal to or below 250% of the Federal Poverty Guidelines

    Parker Family Health Center
    Established: 2000
    URL: www.parkerfamilyhealthcenter.org
    Area of Coverage: Monmouth County
    Office/Telephone: Red Bank, 732-212-0777
    Eligibility Criteria: 1)Uninsured and do not qualify for Medicare or Medicaid; 2)Annual income is under 300% of the Federal Poverty Guidelines

    Volunteers in Medicine of South Jersey
    Established: 2002
    URL: www.vimsj.org
    Area of Coverage: Atlantic and Cape May Counties
    Office/Telephone: Egg Harbor Township, 609-867-6384; Cape May Court House, 609-463-2846
    Eligibility Criteria: 1)Uninsured or no usable insurance (high deductable/co-pay); 2)Income no more than 250% of the Federal Poverty Guidelines

    A recent Press of Atlantic City news article provides a look at the Volunteers in Medicine of South Jersey.

    To find a VIM clinic in other states visit the national Volunteers in Medicine website.

    The Federal Poverty Guidelines are issued annually in late January by the U.S. Department of Health and Human Services.

  • Congress To Block Consumer Protection Rule

    A Congressional vote is expected as early as Tuesday, July 25, on a resolution to block a new rule issued by the Consumer Financial Protection Bureau (CFPB) that prohibits class action bans in forced arbitration clauses of consumer contracts.

    The Consumer Financial Protection Bureau’s rule “would make it easier for consumers to file or join an existing group lawsuit if they are harmed by a financial service provider, such as a bank or credit card company”, according to a statement appearing on the Board’s website.

    Action to prevent this consumer rule from going into effect is supported by Republicans on the House Financial Services Committee. The GOP’s bill, H.J. Resolution 111, sponsored by Rep. Keith Rothfus (R-PA) uses the Congressional Review Act (CRA) to repeal the Bureau’s rule.

    What can you do to protect consumer rights and support the new protections against mandatory arbitration? You can take the following direct action, today:

    • Telephone Rep. Josh Gottheimer, who represents New Jersey’s 5th Congressional District and a member of the House Financial Services Committee. His Washington office number is 202-225-4465. We need as many calls as possible.
    • Ask,”Will the Congressman support ordinary New Jersey people hurt by bad actors and oppose any resolution to take away our day in court?”
    • Support the Consumer Financial Protection Bureau’s force arbitration rule, which restores our 7th Amendment right to our day in court when companies like Wells Fargo engage in widespread wrongdoing.
    • Ask what is the Congressman’s position on H.J. Resolution 111.

    Please let me know if you hear anything back on his position by emailing me at my contact page.

  • Avoiding Utility Shutoffs in New Jersey

    This is the time of year when assistance with energy bills is often needed. Information is available from a number of sources. Visit Avoiding Utility Shutoffs in New Jersey for valuable links.

    Need to speak to someone about a pending shutoff? Dial 2-1-1 or call the New Jersey Board of Public Utilities at 800-624-0241.